:root{
  --bg:#ffffff;
  --panel:#f7f8fb;
  --ink:#121826;
  --muted:#5a6474;
  --line:#e7eaf0;
  --brand:#1f5eff;
  --brand-dark:#113aa3;
  --accent:#0ea5a4;
  --max:1160px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;background:var(--bg);color:var(--ink);line-height:1.7}
a{color:var(--brand);text-decoration:none}
a:hover{text-decoration:underline}
img{max-width:100%;display:block}
.container{max-width:var(--max);margin:0 auto;padding:0 20px}
.topbar{position:sticky;top:0;z-index:30;background:rgba(255,255,255,.94);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav{display:flex;justify-content:space-between;align-items:center;gap:18px;min-height:72px}
.brand{font-weight:800;font-size:1.15rem;color:var(--ink)}
.brand small{display:block;font-size:.82rem;font-weight:600;color:var(--muted)}
.nav-links{display:flex;gap:18px;flex-wrap:wrap}
.nav-links a{color:var(--ink);font-weight:700}
.hero{padding:72px 0 44px;background:linear-gradient(180deg,#ffffff 0%,#f8fbff 100%)}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:34px;align-items:center}
.eyebrow{display:inline-flex;align-items:center;gap:8px;padding:8px 12px;border-radius:999px;background:#eef4ff;color:var(--brand-dark);font-size:.9rem;font-weight:800}
h1{font-size:clamp(2rem,5vw,4rem);line-height:1.08;margin:18px 0 14px}
h2{font-size:clamp(1.55rem,3vw,2.25rem);line-height:1.18;margin:0 0 14px}
h3{font-size:1.18rem;line-height:1.25;margin:0 0 12px}
.lead{font-size:1.14rem;color:var(--muted);max-width:62ch}
.cta-row{display:flex;gap:14px;flex-wrap:wrap;margin-top:22px}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:13px 18px;border-radius:14px;font-weight:800;border:1px solid transparent;transition:.15s ease}
.btn-primary{background:var(--brand);color:#fff}
.btn-primary:hover{background:var(--brand-dark);text-decoration:none}
.btn-secondary{background:#fff;border-color:var(--line);color:var(--ink)}
.btn-secondary:hover{text-decoration:none;background:#f8f9fc}
.hero-card,.card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:20px;box-shadow:0 10px 30px rgba(12,20,36,.05)}
.hero-card img{border-radius:18px;aspect-ratio:4/3;object-fit:cover}
.caption{margin-top:12px;font-size:.96rem;color:var(--muted)}
.section{padding:34px 0}
.section-lg{padding:60px 0}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}
.kicker{font-size:.9rem;text-transform:uppercase;letter-spacing:.08em;color:var(--accent);font-weight:800;margin-bottom:8px}
.muted{color:var(--muted)}
.list{display:grid;gap:10px;padding:0;margin:0;list-style:none}
.list li{background:var(--panel);padding:12px 14px;border-radius:14px;border:1px solid var(--line)}
.quote{padding:18px 20px;border-left:4px solid var(--brand);background:#f8fbff;border-radius:0 16px 16px 0}
.story img,.article img{border-radius:18px;border:1px solid var(--line);margin-bottom:14px;aspect-ratio:16/10;object-fit:cover}
.story p,.article p{margin:0 0 14px}
.article-wrap{max-width:860px;margin:0 auto}
.cards-links{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}
.cards-links a{display:block;padding:18px;border:1px solid var(--line);border-radius:18px;background:#fff;color:var(--ink);font-weight:700}
.cards-links a span{display:block;color:var(--muted);font-weight:500;margin-top:6px}
.cards-links a:hover{text-decoration:none;border-color:#c9d5ff;box-shadow:0 8px 24px rgba(27,63,160,.08)}
.faq details{border:1px solid var(--line);border-radius:16px;background:#fff;padding:14px 16px}
.faq details+details{margin-top:12px}
.faq summary{font-weight:800;cursor:pointer}
.footer{padding:36px 0 52px;border-top:1px solid var(--line);margin-top:24px;background:#fbfcfe}
.footer-grid{display:grid;grid-template-columns:1.4fr .8fr .8fr;gap:28px}
.badge-row{display:flex;gap:10px;flex-wrap:wrap;margin-top:14px}
.badge{padding:7px 11px;border-radius:999px;background:#f1f5ff;border:1px solid #d9e4ff;color:#3556c8;font-size:.9rem;font-weight:700}
.meta{display:flex;gap:14px;flex-wrap:wrap;color:var(--muted);font-size:.96rem;margin:10px 0 24px}
.table{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--line);border-radius:16px;overflow:hidden}
.table th,.table td{padding:14px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}
.table th{background:#f8fbff;font-size:.96rem}
.highlight{background:#f7fbff;border:1px solid #d8e7ff;border-radius:18px;padding:18px}
@media (max-width:980px){
  .hero-grid,.grid-3,.grid-2,.footer-grid,.cards-links{grid-template-columns:1fr}
  .nav{align-items:flex-start;padding:12px 0}
}